Currency. The Philippine Peso (PHP) is the currency. As of 2025, roughly ₱56–58 buys one US dollar. Cards are accepted in major hotels, malls, and tourist restaurants, but smaller guesthouses, ferries, and rural areas work on cash only. Bring more cash than you think you'll need before heading to smaller islands — ATMs exist in provincial capitals but run out of money or lose connectivity with alarming frequency. Airport exchange counters offer poor rates; money changers in SM malls or Metrobank branches are reliable.
Language. Filipino (based on Tagalog) and English are both official languages. English is widely spoken everywhere from Manila to small island resorts, making the Philippines notably accessible for English-speaking travelers compared to neighbouring countries.
Safety. Metro Manila, Cebu, and the main tourist areas are no more dangerous than any large Southeast Asian city — petty theft and taxi scams are the main concerns. Keep an eye on your belongings in crowded areas, use Grab rather than hailing taxis at airports, and don't flash expensive gear. Mindanao's conflict zones (particularly around Marawi and the Sulu Archipelago) carry genuine risk; check your government's travel advisory before visiting remote parts of Mindanao or the Sulu islands. The rest of the country is generally fine.
Health. Tap water is not safe to drink outside of a handful of upscale establishments — buy bottled water or bring a filter. Standard Southeast Asia vaccinations apply: hepatitis A, typhoid, and ensuring routine vaccines are up to date. Malaria risk exists in remote rural areas below 600m altitude; it is negligible in cities and major tourist destinations. Dengue fever is present year-round across the country.
Phones and internet. SIM cards from Globe or Smart are cheap and easy to buy at the airport; a tourist SIM with data costs under ₱200. Mobile data coverage is decent across populated islands but drops out in mountain areas and on smaller islands. WiFi is available in most guesthouses and cafes but speeds vary.
Electricity. 220V, Type A (flat two-pin) and Type B (flat three-pin) outlets. European and UK plugs need an adapter.
Tipping. Not obligatory but appreciated. Restaurants in tourist areas often add a 10% service charge automatically; if not, leaving 10% is the norm. Tip drivers and guides at your discretion.