The two beaches flanking the causeway are the main reason to come. Sveti Stefan beach to the north is the longer and busier of the two, with fine pale sand and the island village as a backdrop — one of the most photogenic beach scenes on the Adriatic. Miločer beach to the south is smaller, more sheltered, and shaded by pines, which makes it cooler in the afternoon heat.
Both beaches charge an entry fee in summer; you can rent sunbeds or bring your own towel and find a spot on the free sections. The water is clear and the swimming is good. Come early in July and August — by midday the beaches fill up fast with day-trippers from Budva.